A More Specialised Approach to Investing
Specialised Investment Funds (SIFs) are market-linked investment products that follow defined investment strategies within a regulated framework. Depending on the strategy, they may invest across equity, debt, and permitted derivatives to pursue specific investment objectives.
SIFs offer an alternative for informed investors seeking specialised portfolio approaches and who understand the risks associated with market-linked investment strategies.
Types of SIF Strategies
Equity-Oriented Strategies: Focus primarily on listed equities and equity-related instruments.
Debt-Oriented Strategies: Invest mainly in fixed-income instruments such as bonds and money-market securities.
Hybrid or Multi-Asset Strategies: Allocate investments across equity, debt, and other permitted instruments.
Strategy-Based Approaches: May use permitted derivatives and specialised portfolio techniques in line with the fund’s mandate.
Who Should Consider SIFs?
SIFs may be worth exploring for investors who understand market-linked products, are comfortable with portfolio fluctuations, and want to consider specialised investment strategies.
Before investing, evaluate your financial goals, risk tolerance, investment horizon, and understanding of the fund’s strategy and structure.
Risks and Returns
SIF returns depend on the performance of the underlying investments and prevailing market conditions. Depending on the strategy, risks may include market volatility, credit risk, and risks associated with derivatives.
Review the scheme documents, investment mandate, fees, liquidity terms, and applicable eligibility requirements before investing. Returns are not guaranteed.
A Focused Strategy. A More Informed Choice.
Specialised Investment Funds follow defined investment mandates that may combine different instruments and portfolio strategies. Understanding how a fund operates and the risks it carries is essential before deciding whether it fits your investment objectives.
Understand Your Investment Strategy
Defined Investment Mandate
Understand the fund’s objectives, permitted investments, and the strategy followed by its investment manager.
Portfolio Approach
Explore whether the strategy focuses on equity, debt, hybrid allocations, or permitted derivative-based techniques.
Risk and Volatility
Assess the potential for market fluctuations, credit events, and strategy-specific losses.
Informed Decision-Making
Review scheme documents, costs, liquidity terms, and suitability for your financial goals before investing.
