Investing Beyond One-Size-Fits-All
Portfolio Management Services (PMS) offer a personalised investment approach where a portfolio manager manages a portfolio of securities for an individual investor based on an agreed investment strategy.
Unlike pooled investment products, PMS portfolios are managed for individual clients, with investment decisions guided by the client’s objectives, risk profile, and portfolio mandate.
Who Is PMS Suitable For?
PMS may be suitable for investors with substantial investible capital who seek a more customised portfolio approach, understand market risks, and can commit to an appropriate investment horizon.
It may be worth exploring if you have specific investment preferences or financial objectives that require a tailored strategy.
How Does PMS Work?
After understanding your investment objectives and risk profile, a portfolio manager follows an agreed investment mandate to manage your portfolio. Depending on the service structure, the portfolio may include directly held securities such as listed equities and other permitted instruments.
Portfolio composition and performance depend on the selected strategy and prevailing market conditions.
PMS vs. Mutual Funds
Mutual funds pool money from multiple investors and invest according to a common scheme mandate. PMS manages a portfolio for an individual client under an agreed mandate.
PMS generally offers greater portfolio-level customisation but may involve higher minimum investment requirements, costs, and concentration risks. The right choice depends on your financial circumstances and investment preferences.
Your Portfolio. Your Investment Strategy.
Your financial objectives are unique. A personalised portfolio approach considers your investment horizon, risk tolerance, and preferences to help align investment decisions with your broader financial goals.
A Closer Look at Portfolio Management
Personalised Strategy
Investment decisions follow a portfolio mandate designed around your objectives, risk profile, and preferences.
Direct Securities Ownership
Depending on the PMS structure, securities are held in your individual portfolio rather than through a pooled mutual fund scheme.
Active Portfolio Management
Portfolio managers monitor holdings and may make investment decisions in line with the agreed strategy and market conditions.
Informed Risk Assessment
Understand the potential risks, costs, concentration, and investment horizon before committing your capital.
